Onboarding Guide

Clair has partnered with Time Management Systems to give you free, instant access to your earnings.

Follow the steps below to create your Clair Spending Account

Check eligibility

1

Open the Time Management Systems portal on your browser.

Tap the ‘Get paid early with Clair’ button in the left panel menu.

2

Tap the ‘Get Started’ button.

3

A. Enter your phone number.

B. Tap the link sent via text message to create your account.

4

Set up your direct deposit to become eligible for On-Demand Pay.

5

Welcome to Clair! 

6

Here’s what you get with Clair

On-demand pay

Clair Debit Mastercard®

Easy banking app

Instant transfers

Clair is a financial technology company, not a bank. Banking Services providied by Pathward, N.A., Member FDIC. Advances provided by Pathward.

Clair Spending is a demand deposit account established by, and the Clair Debit Card is issued by, Pathward, N.A., Member FDIC. Mastercard® and the circles design are registered trademarks of Mastercard International Incorporated. Clair Savings Account is established by Pathward, N.A., Member FDIC.
*Cash Back is an optional rewards program offered by Clair. It is not a Pathward, nor Mastercard product or service nor does Pathward, or Mastercard endorse this program.
** The Clair Savings Account is established by Pathward, N.A., Member FDIC. Interest is calculated on the Daily Balance of the Savings Account and is paid monthly. The interest rate paid on the entire balance will be 1.98% with an annual percentage yield (APY) of 2%. The interest rate and APY may change. The APY was accurate as of 11/04/22. No minimum balance necessary to open the Savings Account or obtain the yield. You must have or obtain a Spending Account in order to obtain and open a Savings Account, and you must be the primary accountholder of your Spending Account. Savings Account funds are withdrawn through the Spending Account, and transaction fees could reduce the interest earned on the Savings Account. Funds on deposit are FDIC-insured through Pathward, N.A., Member FDIC. For purposes of FDIC coverage limit, all funds held on deposit by the accountholder at Pathward, N.A., will be aggregated up to the coverage limit, currently $250,000.00.

THIS IS A LOAN SOLICITATION ONLY. MAVERICK PAYMENTS INC, D/B/A CLAIR, IS NOT THE LENDER. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR LOAN INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS. (Added 2017, No. 22, § 25.)